Watercraft Insurance That Will Keep you Afloat

Founded in 1891 in the Land of 10,000 lakes, we’ve come to know boats and all the perils that come with operating them. That’s why we’ve developed a tailored made insurance product to protect your waterborne investment.


hour claim response


Home Port Discount


Package Discount with Home / Auto

Our Watercraft Program is currently offered in the following states:

Arizona, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Minnesota, Missouri, Montana, Nebraska, Nevada, North Dakota, Ohio, Oregon, South Dakota, Utah and Wisconsin

Our Watercraft Product Provides for Smooth Sailing

Whether you’re fishing, sailing, or soaking in the sun, you can count on Midwest Family Mutual to insure your investment and protect you from liability incurred on the water. You’ll enjoy discounts and MFM will provide consolidated billing when you insure your boat along with home and auto. All of this and the expert advice that can only come from a Midwest Family Independent Agent.

Have Questions?


PO Box 9425
Minneapolis, MN 55440

Watercraft Coverage Offerings

  • Watercraft Liability
  • Medical Payments
  • Bodily Injury
  • Property Damage
  • Claims Expenses
  • Additional Acquisition
  • Outboard and Inboard coverage by watercraft up to 100 HP included. *Additional charge applicable for high HP available.
  • And Much More

Ready to get started?

MFM Partners with hundreds of the most professional Independent Insurance Agents across 24 states. Working with an independent agent representing MFM is the best way to determine what coverages are right for you.

Locate an Agent