Our Motor Carrier Program is a Leader at Every Turn!

Midwest Family Mutual wants to be there for our nation's trucking industry as they provide essential logistical support to move our economy forward. Our broad coverage protection and flexible payment options provide protection and simplicity. And when you need us most, you can be assured that our professional claims staff will provide you the fair and prompt service you deserve.



hour claim response


Agents across 24 states


Excellent rating by AM Best

MFM is currently writing Motor Carrier in the following states: 

Arizona, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oregon, South Dakota, Utah, Wisconsin and Wyoming 

Keeping your Trucks on the Road

Consult a MFM Independent Agent and we’ll take care of the rest. From policy issuance to regulatory filings to excellent claims service, we’ll do all we can to get your drivers back on the road after an accident.  In addition, our claims experts will provide you an appropriate defense when you need it most.

Have Questions?


PO Box 9425
Minneapolis, MN 55440

Eligible Classes

  • General Freight
  • Grain Hauling
  • Livestock Hauling
  • Refrigerated Stock
  • Building Materials
  • Paper Products
  • Processed Food
  • Mixed Cargo

Coverage Offerings

  • CSL liability for BI/PD with limit options up to $1,000,000
  • Liability and PD deductible options
  • Radius options: Local, Intermediate, Limited Long Haul, and Long Haul Cargo Coverage
  • Broadened Pollution Liability
  • Spare and Non-owned Semi-Trailers
  • Non-Trucking Use
  • General liability for your business
  • Aggregate Deductible for truck/trailer/cargo
  • Loan/Lease Gap Coverage
  • Electronic Equipment Coverage
  • Bail Bonds Supplementary Payment
  • Fire Extinguisher Recharge
  • Rental Reimbursement
  • Miscellaneous Equipment
  • Personal Property
  • Fellow Employee Coverage

Ready to get started?

MFM partners with hundreds of the most professional Independent Agents in the industry across 24 states. Working with an Independent Agent representing MFM is the best way to determine what coverages are right for your business.

Locate an Agent