Excess Limits for High Severity Lawsuits

Social inflation is on the rise and your assets are at risk. Subject to underwriting, MFM regularly offers up to $10M of umbrella limits upon request. Larger limits are offered more selectively. An Independent Agent is best positioned to assess your risk tolerance and liability exposure to determine what limit is best for you.



In Business Since


Agents in 24 states


Excellent rating by AM Best

Our Umbrella Program is offered in all 24 of our states: 

Arizona, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oregon, Pennsylvania, South Dakota, Utah, Washington, Wisconsin and Wyoming 

Peace of Mind When Your Assets are at Stake

Lawsuits are getting bigger, juries are becoming more unpredictable, and some jurisdictions have developed a reputation for being punitive. You need someone that will be there for you and that means not only providing an outstanding defense, but offering liability limits that will cover you in the case of a runaway jury award.

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PO Box 9425
Minneapolis, MN 55440


  • Our Commercial Umbrella Program is available to all businesses who have their property and general liability covered with MFM

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MFM works exclusively with Independent Agents giving you the peace of mind that you are getting the coverage you need from a skilled professional

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