“Virtually” the Best Team in the Industry
Our office is virtual because 97% of our employees work from home. It's not for everyone, but it's worked well for us since 2006, and our employees love it. Since we commenced our virtual operations, our revenues have multiplied five times and our team has more than doubled. Join the best insurance professionals in the industry!
Benefits
- Group Health and Life Insurance
- Defined Benefit Pension Plan
- Employer Matched 401K
- Work From Home
- Internet Reimbursement
- Competitive Paid Time Off
- Paid Holidays
- Educational Reimbursement Opportunites
- And Much More....
Fun Facts

Current Openings
Underwriter
Midwest Family Mutual Insurance Company is an “A-” rated property & casualty insurance company. We have maintained a fully work from home environment since 2006 and we’re seeking a talented and experienced Commercial and Personal Lines Underwriter to join our growing team.
Key Responsibilities:
- Evaluate and underwrite both commercial and personal lines of new and renewal business submissions in accordance with assigned authority levels and underwriting guidelines.
- Assess risk characteristics and exposure to determine pricing and coverage options.
- Cultivate and maintain strong relationships with independent agents.
- Negotiate terms and conditions with producers to write profitable business.
- Maintain compliance with underwriting policies, standards, and regulatory requirements.
- Contribute to evolution of underwriting strategies, guidelines, workflows, the expansion and development of AI-driven tools to enhance underwriting accuracy, efficiency and decision making
- Participate in training, mentoring, or knowledge-share initiatives to support continuous improvement.
Requirements:
- Minimum of 3 years of experience in property and casualty insurance is required.
- Must have high speed cable/DSL internet and a home office space
- Strong understanding of both personal and commercial lines of insurance is preferred.
- Proficient knowledge of coverage forms and endorsements, with the ability to interpret and apply them effectively.
- Demonstrated organizational and analytical skills, with a keen attention to detail.
- Excellent written and verbal communication skills.
- Self-motivated and capable of working independently with strong time management abilities.
- Proficient in Microsoft Office Suite and comfortable with various technologies and systems; strong keyboarding skills.
- Effective team player, able to collaborate across departments and roles.
- Commitment to regular and reliable attendance.
- Adherence to internal control policies relevant to assigned job responsibilities and administrative duties.
- Willingness to perform additional duties as assigned by management.
Education:
- Bachelor’s degree in Business, Insurance, or a related field preferred.
- Professional designations (e.g., CPCU, AU, ARM) are a plus and demonstrate a commitment to ongoing industry education.
Agency Service Specialist
Midwest Family Mutual is a Property/Casualty Insurance Company looking for an experienced, customer focused individual to join our Agent Service Center team! This position is responsible for accurate and timely data entry/application processing, while providing excellent customer service to our independent agents and insureds. Qualified candidate will have a minimum of 3 years property/casualty insurance experience, with a strong emphasis in commercial lines, customer service and heavy call environment.
This is a remote (work from home) desk position and requires someone who works well independently as well as part of a remote team environment. A dedicated home office space, wired high speed internet connection is required. Midwest Family has maintained a remote work environment since 2006 with no intentions of bringing employees back into a physical office.
*Work hours for this position are 10:00am – 7:00pm CT; Monday – Friday, with occasional overtime.
Responsibilities include, but are not limited to, the following:
*Other functions may be assigned as business conditions change.
- Timely review and processing of commercial quotes and new business applications.
- Answer billing questions and process payments for customers.
- Assist agents as needed through various means including incoming calls, email, live chat/instant messaging.
- Assist agents with personal lines changes and quotes.
- Work closely with the Underwriting and Marketing departments, and other areas within the company to deliver upon our mission statement.
- Provide exceptional customer service and quality of work in a fast-paced environment.
Key Responsibilities include, but are not limited to, the following:
- Customer Support:
- Respond promptly and effectively to inquiries from agencies via phone, email, and other communication channels.
- Provide accurate information regarding products, services, policies, and procedures.
- Assist agencies with policy changes, billing questions, and claims processing.
- Issue Resolution:
- Investigate and resolve concerns and issues raised by agencies and their clients.
- Liaise with other departments to expedite problem resolution and ensure satisfactory outcomes.
- Document and track issues to identify recurring problems and recommend improvements.
- Process Management:
- Process agency requests for new business, quotes, personal lines endorsements, and payments.
- Ensure all transactions are processed accurately and in a timely manner.
- Maintain up-to-date knowledge of company products, services, and systems.
- Relationship Management:
- Build and maintain strong, positive relationships with agency partners.
- Act as a liaison between agencies and the company to facilitate smooth operations.
- Provide training and support to agencies on company systems and processes.
Qualifications/Skills:
- Skills:
- Excellent verbal and written communication skills.
- Strong problem-solving and analytical abilities.
- Proficiency in Microsoft Office Suite.
- Ability to multitask, prioritize, and manage time effectively.
- Experience:
- Minimum of 3 years Property/Casualty Commercial Insurance experience. r related industry.
- Personal Attributes:
- Customer-focused with a positive and professional demeanor.
- High level of integrity and commitment to excellence.
- Strong attention to detail and organizational skills.
- Ability to work independently and as part of a team.
- Working Conditions:
- This is a full-time, remote position that will require dependable high-speed cable/DSL Internet, a dedicated home office space.
- Travel to the company’s main office may be required on occasion.
- Physical Requirements:
- Ability to sit for extended periods.
- Ability to use a computer and telephone for extended periods.
- Education/Training:
- High School Diploma or General Education Degree (GED)
- Insurance education/designations is a plus – INS, CPCU, AU, CIC
Service Representative
Midwest Family Mutual is a regional carrier operating in 23 states we offer a full array of Commercial & Personal Property and Casualty lines of business. We are looking for a self-motivated, energetic and experienced service representative.
This position entails Property and Casualty policy processing, including claims and underwriting clerical work. Qualified candidates will have a minimum of 2 years experience in Property and Casualty insurance. This is a work from home position that will require high speed internet access, home office, and travel into the office as requested.
This is a telework (work from home) desk position and requires someone who can work independently and as part of a remote team environment. Days/Hours: Monday through Friday; 8:00am – 5:00pm. A dedicated home office space, wired high speed cable/DSL internet connection, and ability to work well in this type of environment is required.
As a Service Representative, you will provide exceptional customer service while completing the following tasks accurately and efficiently:
- Processing Personal and Commercial Lines endorsements.
- Managing renewals for Commercial Lines accounts.
- Ordering and reviewing property inspections and building cost estimators.
- Responding to correspondence and emails promptly and professionally.
- Performing additional processing and reporting tasks as assigned.
Qualifications/Requirements:
- Minimum of 2 years of Property & Casualty insurance experience.
- Strong understanding and working knowledge of personal and commercial policies and coverages.
- Excellent communication and interpersonal skills.
- Ability to work independently and manage responsibilities effectively in a remote work environment.
- Strong organizational skills and attention to detail.
- Proficiency in Microsoft Office Suite.
- Access to high-speed internet and a dedicated home office space.
- Availability to travel to regional and/or corporate offices when requested (minimal travel required).
- High School Diploma or GED required.
- Insurance Designation preferred (CISR, INS, CPCU, CIC, AU)
Senior Programmer/Developer I
Midwest Family Mutual is a leading insurance provider dedicated to delivering comprehensive and innovative insurance solutions. We are committed to providing exceptional service and creating a supportive environment for our employees. As a regional carrier operating in 24 states, we offer a full array of Commercial & Personal Property and Casualty lines of business.
The Senior Programmers role is to write, code, test, and analyze IT Help Desk items, software programs and applications. This includes researching, designing, documenting, and modifying software specifications throughout the production life cycle. Additionally, this role includes end-user training / consultation, data fix analysis / resolution and Help documentation. The Senior Programmer will also be involved in the daily monitoring, maintenance and execution of products and processes that necessary to the everyday functions of the company.
This individual will apply proven communication, analytical and problem-solving skills to help identify, communicate and resolve systems issues, implement new features and products as well as interact with all levels of users in order to maximize the benefit of IT systems investments.
This is a remote position and requires high speed cable/DSL internet and a home office space. Midwest Family has maintained a remote work environment since 2006 with no intentions of bringing employees back into a physical office.
Qualified candidate must have 8+ years equivalent work experience.
Responsibilities include but not limited to:
Operational Management
- Consistently write, translate, and code software programs and applications according to specifications or described deficiency/bug.
- Run and monitor software performance tests on new and existing programs for the purposes of correcting errors, isolating areas for improvement, and general debugging.
- Administer critical analysis of test results and deliver solutions to problem areas.
- Generate statistics, prepare, and write reports for management and/or team members on the status of the programming process.
- Install software products for end users as required.
- Write programming scripts to enhance functionality and/or appearance of company Web sit e and/or related Web applications as necessary.
- Liaise with network administrators, systems analysts, and software engineers to assist in resolving problems with software products or company software systems.
- Run and monitor products and processes that are necessary for the everyday function of the company.
IT Help Desk / Product Maintenance
- Provide technical assistance and support for incoming queries and issues related to computer systems, software, and hardware.
- Write training manuals, procedural guidelines, product detail overviews.
- Ask questions to determine nature of problem and walk users through problem-solving process.
- Follow up with users to ensure issue has been resolved.
Strategy & Planning
- Assist developers, analysts, and designers in conceptualizing and development of new / amended software programs and applications.
- Assist in the preparation and documentation of program requirements and specifications.
- Research and document requirements of program users.
Qualifications and Skills:
Education & Certification
- College degree, AAS degree or Programming Certification.
- 8+ years equivalent work experience preferred.
Knowledge & Experience
- Proven experience in leading/overseeing full stack design, development, and implementation of software and hardware solutions, systems, or products.
- Working technical knowledge of programming languages, including ASP.NET, VB.NET, C#, MVC, HTML, JavaScript. React/Angular experience helpful.
- Extensive database and operating systems experience with Oracle and SQL Server including SQL Developer and Golden, PL/SQL, SQL, DML, DDL.
- Thorough understanding of platforms such as Windows 2008, 2012, 2016 Server including configuration and management of web services, containers and websites.
- Solid working knowledge of current Internet technologies, including XML & JSON, ASP.NET, MVC, Web Services.
- Hands-on software troubleshooting experience.
- Knowledge of applicable data privacy practices and laws.
- Experience at working both independently and in a team-oriented, collaborative environment is essential.
- Working knowledge of TFS 2010, TFS 2017, Git and GitLab for change management and source control. Visual Studio 2010, 2017, 2019.
- Experience in build management, gated check-ins, automated deploys including Automise and CICD Pipeline.
- Experience writing, executing and automating complex reports and queries.
Personal Attributes
- Flexible and adaptable in regards to learning and understanding new technologies.
- Strong written and oral communication skills.
- Strong leadership skills.
- Strong interpersonal skills.
- Ability to conduct research into software-related issues and products.
- Highly logical.
- Technically proficient.
- Highly self motivated and directed.
- Keen attention to detail.
- Proven analytical and problem-solving abilities.
- Ability to effectively prioritize and execute tasks in a high-pressure environment.
- Ability to work both independently and in a team-oriented, collaborative environment.
- Strong customer service orientation.
Work Conditions
- Remote work environment. This position may require at least two weeks’ training at a Midwest Family location.
- Overtime may be required to meet project deadlines, support production, conduct maintenance during non-business hours and monitor system processes.
- Sitting for extended periods of time.
- Dexterity of hands and fingers to operate a computer keyboard, mouse, and other devices.
- Some travel will be required for the purpose of off-site software training and team meetings.
- Physically able to participate in training sessions, presentations, and meetings.
- Occasional lifting and transporting of moderately heavy objects, such as computers and peripherals.
General Liability Claims Adjuster
Join our team as a General Liability Claims Adjuster, where your expertise, problem-solving skills, and dedication to fair claim resolution will make a real impact. This role demands strong analytical abilities, sound judgment, and top-tier customer service to support agents and policyholders.
MFM is proud to be a full-time, work-from-home company, providing employees with the flexibility and support to thrive remotely.
Key Responsibilities
- Investigate & Evaluate – Conduct in-depth claim investigations, gather recorded statements, and determine coverage
- Reserve Management - Timely & Adequate reserving.
- Document Management – Maintain organized, professional claim files, reports, and communications
- Negotiate & Resolve – Strategically negotiate settlements to achieve fair, timely resolutions.
- Stay Current – Keep up with evolving legal statutes, policy conditions, and industry trends.
- Navigate Technology – Operate seamlessly within a paperless Claims Management System.
- Engage in Legal Proceedings – Travel as needed for depositions, mediations, and trials.
Qualifications & Experience
- 2+ years handling Commercial Liability claims, inclusive of litigation experience.
- Strong negotiation, analytical, and problem-solving skills.
- Excellent written and verbal communication abilities.
- Proficiency in Microsoft Word and Excel.
- Highly organized with keen attention to detail.
- Ability to work independently in a fully remote setting.
- Experience with mediations, arbitrations, and settlement negotiations.
- Strong collaboration with legal counsel and claims teams.
Work Conditions
- Fully remote role – Work from home full-time.
- Standard 40-hour workweek – Flexibility within structured hours.
- Tech-driven environment – Frequent computer and phone use.
- Some travel required – For legal proceedings and meetings.
Senior Accountant
Midwest Family Mutual Insurance Company (MFM) is an “A-” rated property & casualty insurer and has been recognized as one of the top 50 P&C companies in the nation. With a strong legacy of financial stability and innovation, we continue to grow and expand our capabilities across key business functions.
As part of our ongoing growth, we are seeking a skilled and motivated Senior Accountant to join our team. This position offers the opportunity to contribute to a high-performing accounting function and play a key role in supporting strategic financial initiatives.
At MFM, we pride ourselves on fostering a collaborative and values-driven workplace where talented professionals can thrive. If you're looking to make a meaningful impact in a dynamic and respected insurance organization, we encourage you to apply!
Position Summary
The Senior Accountant plays a critical role in the financial operations of the organization by delivering timely, accurate, and insightful financial information to management, auditors, and regulatory bodies. This position ensures compliance with statutory accounting standards, supports the preparation of key regulatory and financial filings, and contributes to risk analysis and strategic financial planning. Additionally, the Senior Accountant supports team development, and may provide limited supervision over certain accounting functions.
Key Responsibilities:
- Prepare and review monthly, quarterly, and annual financial statements in accordance with NAIC Statutory Accounting Principles.
- Assist with preparation of the quarterly and annual NAIC financial statements and related filings (e.g., Annual Statement, Risk-Based Capital report, Management Discussion & Analysis).
- Reconcile general ledger accounts and prepare journal entries, including premium, loss, reinsurance transactions, and investments.
- Support the preparation of financial analysis and variance reports for management and regulatory bodies.
- Assist with budgeting, forecasting, and cash flow projections.
- Ensure compliance with internal controls, accounting policies, and procedures.
- Coordinate with external auditors and regulatory examiners.
- Participate in the implementation and enhancement of accounting systems and processes.
- Monitor changes in accounting standards and insurance regulations and assess their impact on financial reporting.
- Collaborate with underwriting, claims, and actuarial departments to validate financial inputs and results.
Qualifications:
- Bachelor’s degree in Accounting or Finance required.
- CPA, CGMA, or CPCU designation highly preferred.
- 7+ years of general accounting experience.
- Experience in the Property and Casualty Insurance industry preferred.
- Investment and or tax accounting experience is a plus.